No. of Recommendations: 5
BruceCM: This is perhaps the most misunderstood and misapplied event of retirement years. The RMD is a TAX EVENT. It is NOT a household cash flow event.

I use the RMD to refill my taxable account, which I deplete as needed (When the Countess demands money.) So far both accounts are still growing. How's that for tax planning?

When the Countess hits RMD age, we may have too much spending money. I guess we will just have to bear up under that burden.

... Not big into tax planing
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