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Sounds like what happened to me and yes some cards do it. I went to FL on a business trip earlier this year and put everything on the card. Bill was over $3k. Well I got the money due from the company and had mine but a relative owed me a hundred or so for things I had picked up for them and didn't get it to me on time so I paid off everything but that little bit figuring I'ld get the rest later. Well when the bill came in the next month I saw the finance charge and went ballistic. No way that heavy a charge for that little balance. Called and spoke to the rep and was told that if the balance isn't paid in full they hit you with interest on the whole debt for the previous month not just what you didn't pay. The average daily balance thing. Since I had never carried a balance on the card it didn't occur to me that I would get hit this way. Expensive lesson. Now make sure I pay the balance on that bad boy if I ever have to use it, which I don't that often, as it's my travel card.

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