No. of Recommendations: 1
BTW, there are simple methods to tweak the buy-and-hold strategy which dramatically reduces the volatility but lowers the overall gain only a little bit. But that's another topic.

And while you're doing all this, your family prays you won't die, because they wouldn't have a clue how to pick up where you left off. But if you died with an IUL, your estate would get much (much!) fatter check than if you were still around, tweakin' 'n reducin'.
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