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But it isn't terribly difficult either. One thing that has barely been mentioned in this discussion is the examining the cost of ownership vs. the cost of renting in that location. In some places buying is a screaming bargain, in other places it isn't.

Brooklyn is a great example of this. Any neighborhood we'd want to live in here is too expensive (for us) to buy. So we rent, and we don't consider it a loss at all. We live in a wonderful neighborhood and that has value that's hard to put a number on.
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