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but only $173.72 available for groceries...

For example, let's say I spend $185 on groceries. That means I've spent more than I planned to in that category. I'll probably have to take that money from one of my other categories, likely travel, since it's the lowest priority, to cover it.

Let's say grocery spending ends up being 160.00, would you leave the extra 13.72 in groceries? If you did then it added in the next month's budgeted amount, I might tend to over spend since I see the money is there and forget part of it was from the previous month. Does that make sense?

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