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but only $173.72 available for groceries...

For example, let's say I spend $185 on groceries. That means I've spent more than I planned to in that category. I'll probably have to take that money from one of my other categories, likely travel, since it's the lowest priority, to cover it.
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Let's say grocery spending ends up being 160.00, would you leave the extra 13.72 in groceries? If you did then it added in the next month's budgeted amount, I might tend to over spend since I see the money is there and forget part of it was from the previous month. Does that make sense?

jean
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