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But then I have to ask, are these not the same bonds that the US government is selling to individuals through brokerages and banks around the country.

No, they are not actually.



Agreed, that they are not exactly the same, but they are materially the same in that they have the same level of safety. And in fact, according to your link/post, they are an even better deal in that they can always be redeemed at face value.

But the point remains, if the government didn't borrow from the trust fund, they would just borrow from someone else.

I really don't see the problem here. What would you recommend SS do with the current surplus while maintaining the same level of safety and near zero volatility?

Jim
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