Skip to main content
No. of Recommendations: 0
By waiting until 70 you max out your insurance.

May be true for a single person, but I believe marriage will change the equation.

I haven't run the numbers, but for a couple of approximately the same ages, I've read that the typical optimal strategy is for the lower-earning spouse to take Social Security at 62 and the higher-earning spouse to wait until 70. This assumes they don't change the rules again. I'll run the numbers in a couple years when I'm approaching age 62.
Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.