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CABob posts,

I also would be interested in any replies, but, in the meantime you may be interested in
This may be the financial porn you mentioned.


I didn't see anything new in the NY Times article -- just a lot of financial advisers predicting doom and trying to sell you an annuity. I particularly liked the guy who said the 4% rule was bad, yet he's telling his clients to take 4.5%.

I just completed my annual update on Real-LIfe Retiree Investment Returns.

As the last chart in the article shows, even if you retired in the year 2000 at the top of the Internet bubble, you haven't done too bad if you're well diversified. The cost of investing internationally has come down quite a bit in the last 20 years. I wouldn't have a problem investing half of my stock allocation outside of the US today using low-cost index funds.

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