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Can you please find me just ONE example of a savings account where putting your money in a safe for a year would be a better option?


What is "better" depends on what qualities/properties you prioritize, doesn't it?

If you value earned interest above all else, then of course savings accounts are generally better than a safe at home.

But what if you value immediate liquidity instead? I have some amount that will never make it out of my safe at home into any bank account. It's the minimum amount I want to have on hand if, for example, power goes out across my town for several days, or whatever other mini catastrophe/inconvenience strikes. For that amount, I value immediate liquidity more than paltry interest returns.

xtn
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