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JAFO: <<<And I did not respond to your first post because I have no idea what Maryland law requires. I also note that it could be a requirement by the underwriters for your insurance company and not a state law requirement.>>>

"So you did read the first message, and replied to another."

Yes. One you wrote, in fact. And if you have really been here since 1999 you are well aware that is not uncommon

"Again I stated exactly what is going on, you read it and made up your own story."

Now you are again fabricating your story.

As I wrote in my prior post:

<<<I was very clear about which post I was responding to, including quoting it.>>>

Responding to a post in a thread, even if not the original post, is common and is not FABRICATING anything. And if you cannot see the difference then that is your loss. But you see to love fabricating stuff about my me,

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