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I have new Jeep on order and am thinking of leasing this one. With current trade values so high my old Jeep is worth quite a lot. I'm thinking of putting 4,000 to 5,000 down on the lease and taking the balance of my trade value out in cash to pay for a new golf cart. It will mean a little more sales tax to pay and higher lease payments, I know. OTOH, if I take an extra $10K from my IRA I'll pay 22% federal tax and 5% state tax. Any thoughts on my strategy?
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