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No. of Recommendations: 8
Card #2 has somewhere around $500 of car repair (ugh), and a $1,600 donation to The Leukemia and Lymphoma Society.

I would just like to point out that you actually typed out "ugh" in reference to the $500 car repair...

"ugh" being a spontaneous utterance of disgust, and in reference to a relatively small and legitimate expense that is a normal part of most car owners' lives.

I'm not pointing this out to be harsh or condescending, but rather to point out that you are applying the disgust to an item that is not only 1/3rd what you gave to charity, but is also legitimate and reasonable. Feeling disgust for a legitimate expense, while not for the others listed (with the exception of the medical stuff), may not be healthy or productive when it comes to moving forward and putting this reckless spending behind you.

"Blame and Shame" were both integral parts of my financial reversal. When I think about my adult life I label blocks of time as "pre debt" and "post debt" ... but even my "post debt" times carry some blame and shame, just last night I was thinking back to a few mistakes that I made over and over again in my post debt times. Rehashing those mistakes helps me avoid those same mistakes in the future.

Rather then put the over spending out of your mind, you may want to keep it in mind... a constant reminder to stay vigilant.

Best of luck
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