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Cardinal1922 asks:

I opened an IRA (now a ROTH IRA) two years ago (I'm young) and have invested $2,000 each year. Unfortunately it was with four FIDELITY FUNDS. Would it be more Foolish to cash out and open it with a Vanguard Index or ... if it's possible, with STOCKS? How can I open an IRA with Stocks?

That's up to you. IMHO if you choose to stay with mutual funds, then the Vanguard 500 Portfolio will trounce the vast majority of managed funds available over the long term. And Fools believe we can do better in the same long term by trading stocks on our own. If that's your druthers, then any discount broker of your choice can help you arrange a transfer of your Roth IRA(s) with Fidelity to a self-directed Roth IRA at the brokerage. Vanguard can also help you arrange a similar transfer to consolidate your Roth IRA(s) in the 500 Portfolio. Call either and ask, and they'll be more than willing to show you how to do it.

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