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No. of Recommendations: 3
0 buys this month
0 sells
0 skill
0 effort
0 checking the market
0 worry

Since
YTD 12/31/2019
------- ----------
Carefree Cloud Portfolio - 15.3% + 94.6%
EMCLOUD Index - 13.8% + 76.0%
WCLD ETF - 14.0% + 74.6%
SPY - S&P 500 ETF - 5.3% + 39.8%
QQQ - NASDAQ 100 ETF - 8.7% + 70.8%

Note:

1. The sample sizes here are WAY too small to draw any meaningful conclusions. For
more on small sample size, do a search on "The Law of Small Numbers".

2. This is a real-money port. However, a 100% permanent loss here wouldn't affect
my retirement or other financial goals one bit. In other words, heads I win, tails
I scrape my elbow, but it doesn't kill me. That's the real reason this portfolio
is carefree, not just because there's no work or study or skill required.

Best,
Ears
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