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Enjoyed your book. I want discuss the comment " stingy and not enjoying you life now so you'll have money later". Because its what I am doing in a way right now. My situation warrents me to live frugally in order to have money later. I dont eat steak, have a cell phone or travel although I would like to. In order for me to have money later, I feel like I havge to be frugal now.

My liquid assets (before tax) are in low 6 figures. I could eat steak, have a real boat, and go to Europe, or I could continue to invest/ re-invest and do it later. But I feel like I cant do both right now. I was wondering if you might share your age bracket- over 55 or under 55.

My question for discussion is- when or at what age does one stop being stingy and start "living"?
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