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Perhaps this is a really elementary question, but I'm temporarily stumped:

I have about a third of my retirement portfolio in a traditional IRA. The rest is in Keogh accounts and a Roth IRA. I am interested in keeping some of that money in long-term CDs. However, my brokerage (Fidelity) does not appear to offer CD products. Also, I'd want to shop for the most competitive rates.

Is it possible to purchase CDs from sources which are outside of my brokerage with IRA money?

Or, for longer timelines, does it make more sense to go with bonds or government issues over CDs? Just seems like there must be better alternatives than Money Market funds for the portion of my portfolio that I want to keep in something other than stocks.
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