No. of Recommendations: 1
CF writes:

<<The definition of Marginal Tax Rate is "The amount of tax imposed on an additional dollar of income." If one does not have the IRA income after 65 and he is in a "Marginal Tax Bracket" of 28% then if you add the IRA income it will "all" be taxed at 28% not an average of 15 and 28 %.

Any tax experts out there? Please advise if this is not correct.>>

You are absolutely, 100%, with no doubt, without exception correct in your interpretation. And that's why the argument concerning "average" taxation rate is often erroneous when looking at the Roth versus traditional IRA, particularly if one remains in the same tax bracket after retirement.

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