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My company started a Simple retirement plan and chose a local broker because of concerns about the liability of being seen as giving financial advice if we were to chose one ourselves. I am not happy with the returns of the chosen plan holder (American Funds) or the fact that I have to pay this guy 5% up front for doing nothing! What is involved in changing plans? I have an IRA with eTrade and would be happy to switch to them.
Hope someone has some knowledge about this or can direct me for some answers.
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