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ChrisN7777, you asked:

<< I've had a small annuity for about 4 years that I started for my retirement. It will take about 3 more years before the money is equal to what I've put into it. I've stopped paying the premiums because now I don't feel it is the best use of my money for retirement. I am tempted to close my account and put the remaining money into something better (Iwould lose a few thousand dollars). Or would it be wiser to just leave it there until I retire? >>

I'm perplexed at your post. I'm wondering how in the world anyone after 4 years in an annuity, especially giving how well the market has done in this period, can be in a position of having less than what they've put in - then 3 more years until you just break even??? Is this a Variable Annuity where you've chosen to be in a segment of the market that has done badly? If it is a Variable Annuity, it would be very helpful to know just which company it's with and what sub-account(s) have been used. Without a little more detail it's really not possible for anyone to offer a credible opinion.
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