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churches get a lot of flak - rarely justified (sorry, this is the simple truth; for every bad story you hear there are 1,000 others that aren't like that and people who criticize these folks don't help anyone anyway) the one I attend is very big on Dave Ramsey but far more is needed; what I like is it is framed as a moral issue - living beyond your means, debt and possessions treated as what they are - idols that will enslave you

Another anecdote, but counter point. Prosperity gospel churches are poisonous cults that are increasingly popular in poorer areas.
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