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codger41: "If a Roth passes to a nonspousal beneficiary there are certain periodic withdrawal requirements, i.e., the total account must either be withdrawn within 5 years or else the account be withdrawn over the life expectancy of the beneficiary in periodic payments. My question is whether or not a beneficiary, having selected the periodic lifetime withdrawal method, can draw the account down faster than the required minimum distribution?

Asked differently, is the minimum required distribution also a maximum distribution?"

I am about 99% certain that the answer to this question is no; the non-spousal beneficiary may withdraw more. You may want to wait for one of the resident pros to weigh in.

Regards, JAFO
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