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Hi Fools,

I've got a 401k open with my company and have been contributing pretty healthily to it in the last 18 months.

As I try to get more foolish, I'm learning a few things about it:

- I have it setup as a Roth
- Unfortunately there is no company matching
- Right or wrong, the main thing I want from it is to invest in the index fund (I use another account, Robinhood for trading individual stocks and other investments).

but the index fund fees are substantial, .71% vs. what I know I can get for nearly 10x less.

With out company matching, and some paltry other offerings, what are some recommendations on what to do with this account? I've got $16k in there now and I'm thinking about shuffling it elsewhere if possible (might be worth the penalty fees in the long term) or if it makes sense to just leave it but stop contributing.

Let me know what you think, thanks!

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