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While compare shopping student loans, I found that each loan has a different interest rate / fee structure. Please consider the following:

1.91-day US T-Bill + 2.9%
Reset quarterly
Guarantee fee:6%

2.Prime rate + 1%
Reset quarterly
Guarantee fee:0%

3.Prime rate + 0%
Reset monthly
Guarantee fee:6%

4. .Prime rate + 2%
Reset annually
Guarantee fee:6%

How do I compare these?

What else should I look for?

Thanks in advance.
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