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Is anyone here able to refer me to any information about (a) the historical and/or empirical (research) foundation for asset allocation advice (especially about asset allocation as a function of investor age), and (b) a detailed discussion or planner for asset allocation that takes into account personal subtleties and variations such as the size of one's nestegg, pensions, etc?

NOTE: I am NOT interested in advice about how to allocate my portfolio, e.g. " 'your age - 65' should go into fixed-income securities, 1/3 of the rest should be in blue chips, " etc.
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