No. of Recommendations: 1
Condo insurance is much more complex than other types of Property Insurance. Much depends on the condo association's Master Policy, whether it's a Bare Walls or All-In type of policy, applicable deductible amounts and assessment criteria.

I knew this but it's not all that big a town with not all that many insurance people so I was surprised by the lack of knowledge. I thought that they might have done the research to have the information and be able to sell more insurance.

I don't like losing a customer with a good credit score to another biding company, just because I didn't have his SSN. Customers also don't like it when the rate you quote them jumps up significantly after entering an SSN.

I also understand this but saying they wouldn't talk to me without that information seemed again to say they have no interest in my business or actually keeping the master policy - I am already a customer paying them through the HOA. I am also able to understand a range of prices quoted depending on the "credit score."

The bottom line on all of this was that it really felt like no one wanted my business(and in both cases, I am already their customer one way or another). I will now look for an insurance agent who can handle all of my insurance needs and move it all there if possible. (Primary residence, car, umbrella, personal condo, rental townhouse, rental condo and business insurance)
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