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From someone who doesn't completely understand the business, they seemed pretty positive about the next few quarters. Basically promised more income interest this quarter vs. last quarter because of some late in the quarter transactions.

They will announce a new partnership sometime this quarter with a payroll provider.

They have some additional partnerships that they are negotiating the contracts right now.

The partnership's may add to deposits/profits etc... in 2014/2015 but not necessarily this quarter. At least that is my interpretation.

They think 30% loan growth rate is viable and they feel they can increase deposits "at will." Interesting...
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