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...contributions to this board ... greatly appreciated...
You're too kind.
My general motto is "never at a loss for an opinion". Runs in the family.

I'm more concerned about YOUR health and succession plans...
If anybody cares, my health is excellent, and I have a way to go before I
reach what one would consider normal retirement age.
The extent of my estate planning to date:
Notwithstanding the motto above, I think for my tombstone I want "Spending every dime / for a wonderful time".
(Irving Berlin lyric from Puttin' on the Ritz)
Words to live by!

Jim
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