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I'm considering converting my existing IRA to a Roth IRA, however I can't decide if it's worth it. I probably will not be able to make deductible contributions to my existing IRA, but converting will give me a tax hit of about $6k, which will sting a little. I realize I can spread that over four (?) years, but I'm really trying to decide if the there is a real difference seeing as how I will not have that 6k to invest in the present.

Seems like it will be a wash if I stay in the same tax bracket when I retire.

Am I missing something? I fee like I am...

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