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I have searched everywhere so it seems, looking at FAQ's and posts, etc, but am lost for info on the subject of limiting the costs of index fund investing. I have become comfortable with individual stock investments as a Fool student and as of '99 am following the F4 approach and learning about Rule Breaker strategies, so I feel like I am moving backward with this question. I want to place my wife's spousal IRA in an index fund, to increase our base in a dependable, long term, low maintenance, low cost investment. I hold two IRA and one joint TDWaterhouse accounts and was planning to purchase Vangaurd(VFINX) for the Spousal IRA. But, am I missing something here in that the TDWaterhouse fees note a $24 transaction fee to buy shares in such an fund (as in WOW, what happened to discount broker??)? With my $2K investment that would be 1.2%, under the 2% target I admit, but this still seemed high. Maybe not though. While I know that many will not know the specifics of the Waterhouse fees, I am trying to find out the typical method(s) of purchasing index shares. I remember some discussion of "round-trip" fees somewhere in the Fool, and I think they related to this subject, but I cannot seem to get back there. The Fool tells all about the index fund advantages in various locations (13 steps, IRA explanations, etc. etc.) but gives little easy direction to HOW to best go about getting those shares into ones portfolio at the lowest cost. Any suggestions on sources of info on minimizing fees in index investing? Maybe this is so simple I am confounding myself, so I will thank anyone who helps in advance for putting me back on the Foolish path. Diaz
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