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Could you give me some asset allocation model?

Hi Jane...

You may want to take a look at Vanguard's line of "Target Retirement" Funds to get an idea of various ways to allocate your assets depending upon your current age and retirement goal:

http://tinyurl.com/n56kh

When you select one of these funds, click on its "Holdings" to see the breakdown of underlying funds and their percentages.

My thoughts are that one of these funds is a good starting point - especially if you are rather new to investing, like the idea of lower expenses and also don't want to spend a lot of time tending to your investments.

Regards,
Bill
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