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Could you give me some asset allocation model?

Hi Jane...

You may want to take a look at Vanguard's line of "Target Retirement" Funds to get an idea of various ways to allocate your assets depending upon your current age and retirement goal:

When you select one of these funds, click on its "Holdings" to see the breakdown of underlying funds and their percentages.

My thoughts are that one of these funds is a good starting point - especially if you are rather new to investing, like the idea of lower expenses and also don't want to spend a lot of time tending to your investments.

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