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Portfolio wise I am almost 50 and try to balance 30% in dividends, 30% gold related, and 30% value stocks, and 10% yolo. The question I have is why is there so many services that love 3% dividends from insanely expensive stocks but never mention stocks like NYMT or AGNC? Is there something I am missing there?

Also I have my share of index funds like fidelity select s&p 500 and big cap like Tesla but I love small companies like POWW and FSR. If you are investing in a budget does it not make more sense to buy up and coming stocks to get more shares than it does to buy stocks that cost $200 bucks or more?
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