No. of Recommendations: 1

I'm brand new to the MF boards.

I'm an American ex-pat living outside the country.

I left America in 1991 and have not lived there nor had activity there since, which in my humble math, comes out to more than 11 years.

I was young and when I left I had a few black marks - dept. store and credit cards unpaid.

I know that history is supposed to disappear after 7 years.

My question is: How is it that 11 years on there is still all this negative info on my CR? I'd like to be able to go back and open up a bank account again and not worry about the account being frozen!

I'd appreciate any help and if there are archived threads I'd be obliged to have the links as a search by keywords just doesn't drill down to answers on my particular question!


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