No. of Recommendations: 11
Hi Everyone!
Every time I get in a jam or something happens where I start backsliding with my family's debt, I think of all of you who post here and all the accomplishments you've made. It has been such an inspiration! Though my husband and I are making progress we still have $8300 in CC debt. I sometimes get down on myself when I can't always pay as much as I hope to on our credit cards. Yesterday when we tried to register our car, we failed inspection and I took it to be repaired. It turned out to be $730 in repair costs to get it go through inspection. OUCH! That hurt, especially when I think that we could have put that toward our payments. This is about the fifth such expense (not only for our car but other items as well) that has happened in the last three months. How depressing! Every time I read this board my sense of resolve is strengthened to pay the debt down. My whole concept of living within our means has changed now. We haven't charged anything on our credit cards since January!! That is an accomplishment all its own. We haven't used the cards and we have paid down the debt $5200 since December. I feel that this is an accomplishment since we live on only one income (quite modest income I might say). Our expected debt free date is 3/02 (I am praying anyway). I just wanted to say thank you to all of you -- this board has opened my eyes to our debt and has helped me to get through the tougher times without losing my focus, or my mind.

--Swog
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