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No. of Recommendations: 1
A new credit card agreement stated that a PIN maybe required for out of country transactions. Are credit cards being quietly upgraded to handle either Chip and Signature or Chip and PIN? Will I be forced to use a PIN?

I have destroyed the PINs for my credit cards. The fees and interest rates associated with cash advances are ridiculous. Once I accidently put a credit card instead of an ATM in an ATM. The error message was briefly confusing but not having the correct PIN protected me from a stupid transaction.
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