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No. of Recommendations: 20
I happened to discover a list of all the wonderful bargins available to CC holders today... best no fee transfer card, best no fee card, best this card, best that car... and sadly

None of those offers apply to me.

I have no CC balances.
I re-fied my house* at a very attractive rate
and discovered my FICO score is 805

Bought a ( used) car with a 2.99% loan from

Pentagod Federal Credit Union*

I really owe someone for that reccommendation.

At one time I was caught up in the old Walt Disney quote.."It's now how much you have, it's how much you can borrow that counts."

I was a long time caught up in that folly.

I mostly lurked here, and over time, the lessons started to seep in...

To all of you who shared your trials and triumphs,
And to those who offerd advise.. sometimes harsh, and encouragement....

Thank you.

Bill
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