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Did you know that TMF censors the boards? Discussion is not possible of something I received and questioned, and I've been warned. This will most likely be my last post, and I'm glad.

Here, once again, is the questionable email I received, along with the blasphemous comments from the fools.

To: <>
Subject: The Motley Fool Message Boards Warning Notice for scooperstein

Hi there scooperstein,

We noticed the message that you posted with the subject of "Guaranteed way
to instantly have Excellent Credi" in the Understanding Your Credit Report
board on 2/13/00 10:40:22 AM.

Your message copied below has been removed from our message boards. Even
though it was an email that you copied and reposted it still contains an
element of solicitation.

This is not allowed on our boards.

A complete list of our rules may be found here:


TMF TippyK
The Motley Fool

Your Message:

I got this in email the other day, and something looks fishy about it to
me. I've posted the whole thing, less the contact info included in the

If you know anything about this, please let me know. To me, it seems
fishy. However, I don't claim to be an expert on this subject, so any
additional info would be most appreciated.


Dear Friend,

Give yourself the ADVANTAGE of a new, legal, unblemished credit file in
than 30 days, allowing you to enter this New Millennium with EXCELLENT

Over the past 8 years I have perfected a system called the Proven Credit
Advantage Program. It's a guaranteed way for legally getting an excellent
credit rating almost instantly. Here's how.

You will simply go through my easy 5 step program to quickly get a new,
unblemished credit file and establish Excellent Credit.

Step 1 -
Because no two people in the United States have the same Social Security
Number, Banks and Creditors access your credit file almost entirely by
your SS#.

You will not want to change your Social Security Number because it is
difficult to do so and you need it for your Employment, Taxes and Social
Security Benefits. The FEDERAL PRIVACY ACT OF 1974 clearly states that
the Government and your employer can force you to use your SS#. Because of
law you are allowed to legally use another 9 digit number to use in place
your Social Security # on credit applications.

The first day you become my client, you will receive your own number
the Employer Identification Number Program. You will need us for this
because 95%
of all Employer Identification Numbers, although 9 digits, do not look
like Social Security Numbers and cannot be used on credit applications.
We will legally get you an Employer Identification Number that fits in the
range of Social Numbers in use today. Because the Federal Laws do not
you to give your SS# to anyone besides your Employer and the Government,
can now legally use this number in place of your SS# on credit
Remember, your new number will only be used for new credit.

Step 2 -
No two people with the same name have the same mailing address, so you
will need
to obtain a new mailing address for use on your new credit file. A friend,
relative or mailbox address in your area will be perfect.

Step 3 -
No two people with the same name have the same telephone numbers, so you
also need a new telephone number for use on your new credit file. A
relative, voice mail or pager will again work perfectly.

Step 4 -
With your new Social Security number, new address and new telephone number
will open your new credit file. It will now be totally impossible for any
creditor to know anything about your past credit history.

Step 5-
To guarantee that you will quickly qualify for credit again, we will
assist you
in instantly adding positive information to your new credit file. This is
unknown way of adding real accounts to your new credit file to give you an
Excellent Credit Rating in less than 30 days. As you know, the more
information on your credit file, the more money banks will lend you.

Many of our clients have credit lines over $100,000 because of our Proven
Advantage Program!

When we are finished you will have a copy of your new, legal, unblemished
file proving that you now have excellent credit again. This will take less
30 days. You will now be able to easily qualify for credit!

To order your Proven Credit Advantage Program simply send me your name,
mailing address including zip code and telephone number (optional) along
with a
check or money order payable to ... for $39.00.


All necessary paperwork along with a telephone number to contact us for
assistance will be priority mailed to you within 48 hours.


My Proven Credit Advantage Program unconditionally guarantees you will
for personal loans, business loans, credit cards, auto loans, home loans
and any
other credit you apply for!

If you are not able to qualify for credit after using my program, simply
return your Proven Credit Advantage Program along with your denial letter
your $39.00 investment will be refunded DOUBLE! That's a $78.00 refund if
doesn't work like I say!

I make this guarantee to you because the Proven Credit Advantage Program
already helped thousands of people just like you. I KNOW it works - all
you need
to do is order! I truly look forward to making you another SATISFIED
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