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I want to get my credit reports from the the Big 3. Over the last month or so there have been several offers by commercial companies to get your credit reports for you. The one that caught my attention offered to combine all 3 credit reports into one. Has anybody out there tried a combined report? If you have tried out the combined have you also tried the 3 agencies separately? What would be the advantages/disadvantages (if any) of combined vs separate? Any other thoughts on using the commercial services (privacy issues?) over doing it yourself?

Looking forward to the responses :-)

Just Buzzing Along
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