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OK - I'll admit, I'm a newbie to this group so just point me to the FAQ and don't flame me too much.

I've seen web sites, magazines, .etc. all "rate" various 529 state plans, but they don't seem to post their criteria for their ratings. I chose the Fidelity/N.H. plan, but later saw it was rated "C" while others were rated "A" on a web site. I e-mailed and asked for criteria for the ratings, and received nothing.

Since the FOOL is peopled with financial experts, can't someone, or the two HEAD FOOLS come up with a simple, straight-forward best return-on-investment chart for the 529 plans? Wouldn't it be as simple as:

Lowest total fees + best ROI ? Like a mutual fund? Is there a MORNINGSTAR report for 529s? If the one you're in tanks, CAN you switch and SHOULD you? What about direct deposit?

Just the FAQ's, Jack! 8-)

Thanks a 1,000,000.....

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