Criteria Franklin Income (Benchmark) TRPice Capital Apprec America Income Fund of America American Balanced Scudder Preservation Oakmark Equity & Income Vanguard Wellington American Centy Strat Alloc-Con Divers Short Berwyn Inc Vanguard Tax-Managed Fidelity Asset Mgr - Income Vantagepoint Conservative Growth USAA Growth Strong Life Stage T Rowe Price Tax Efficient JHT Vantagepoint Savings Mass Mutual
Ticker > Frinx Prwcx Amcex Abalx Ppiax Oakbax Vwelx Closed to New Invst Dvsix Beryx Vtmfx Fasix Vpcgx Usblx Sconx Prtex F00cic Vpsox Vpsox
Phone 800.632.2301 800.267.4283 800.421.0180 800.421.0180 NA 617.449.6274 877.662.7447 Na Na Na 800.343.3544 800.669.7400 Na Na 800.267.4283 Na Na NA
Asset Allocation s/b/c > 52/36/12 62/15/21 68/23/9 66/28/5 0/62/37 60/30/10 39/59/2 28/66/4 27/58/12 48/50/.5 26/37/36 38/55/4 50/49/1 40/60/10 47/50/3 19/48/31 24/59/16 23/69/6
Low Expenses (%) > No .73 No .78 No .57 No .62 No 1.25 No .92 Yes .26 Yes .20 No .67 Yes .12 No .63 Yes .14 No .80 Na No 1.08 Yes .22 Yes .23 No .99
Load (%) Yes 4.25 No No Yes 5.75 Yes 2.75 Na No No No No No No No .80 Na Na Na Na No
Quality, No or Low Junk > No Junk No Junk No Junk Low Junk No Junk Quality Quality Quality Quaility No Junk Some Junk Quality Quality Na Mostly Munis Na Na Na
Reit or Energy > Some Energy Some Energy Some Energy & Reits Some Energy NA Energy Energy Na 10% Energy Heavy on Exxon 2% Energy Some Energy Some Energy Na Na Na Some Some
Customer Sev > Poor OK Poor Poor Poor Ok Best Good Good Best Good Poor Very Poor Poor Good Poor Poor Poor
Past Performance (10 Yr Return Growth) % > 10 13.5 10.9 10.9 NA New 14% since 95 10.37 No Track Record 10 8.5 7.5 Na - too new 5yr trend flat Over the life only 4% 6% since 97 Trails S&P Too New to Track New 3 yr is 3.96
Category > Conserv Allocation Domes Stock Income Long Term Growth Income Moderate Allocation Conserv Allocation Conserv Allocation Conserv Allocation Tax Efficient Growth Conserv Allocation Conserv Allocation Conserv Allocation Conserv Allocaion Consverv Allocation with Tax Efficiency Conserv Allocation Consverv Allocation Conserv Allocation
Objective > Invests in corp, foreign, and Us Treasury bonds, and stocks w/ high div Stock is always half rest is convertables, bonds, cash Current income with long term growth of capital Conservation, Current Income and long term growth Income Current Income with Capital Appreciation Current Income with Capital Growth Current Income with Some Growth Current Income with Some Growth Current Income with Some Growth Current Income with Principal Preservation Current Income with some Growth Current Income with Some Growth Current Income with Some Growth Current Income with Some Growth Current Income with Some Growth Current Income with Some Growth Current Income with Some Growth
Morning Star Rating > 5 5 5 4 3 5 5 3 5 3 5 3 2 3 2 Not Rated Not Rated 3
Top Holdings Calpine, Merck, Charter Comm, Pfizer, Qwest Financials, Materials, Consumer Discretionary Telecom, Financial, Oil/Gas GE, Altria, Royal Dutch, FanMae, Msft Gov Bonds Consumer Discretionary Staples and Energy Exxon, B of AM, Citi, Cat, Conoco Healthcare, Financial, Industrial Utilites, Financial, Telecom Consumer Disc, Financial, Health 13% Fnma Financial, Healthcare, Consumer, Industrial Univ Wis, Lville Munis Na Muni Bonds, Info Tech, Consumer Disc, Financials Na Na Financial, Consumer Disc, Indus, Health
Yield > 6.16 Na 3.36 1.99 3.45 1.49 3.84 2.71 4.33 2.59 2.49 2.44 2.29 Na 2.14 Na 2.7 2.81
Year To Date Return (%) > -3.75 -7.00% -1.80% Na 1.80% -1.36% -0.93% -1.48% -1.98% -1.46% -0.95% Na -2.80% -1.66% -2.92% -1.69% -1.16% 26.00%
P/E > Na 15 Na Na Na 19.8 14.5 Na Na 19 Na 17 Na Na 17 Na Na Na
Risk (Beta) <1.00 is low > 0.46 0.58 Na Na Na 0.43 0.85 Na Na 0.97 0.28 0.45 Na Na Na Na Na Na
Advantages > Proven Mgr, Excellent Yield and 10 yr Growth 10 Yr Growth Yield is ok None None None Close Fit, good yield, good 10 yr growth None Yield is Ok Close to Allocation, Low Expense Heavy on Cash and Bonds, High Expense None Close to Frankin on Asset Allocation but Very Poor Return Fund under Investigation Close Match to Franklin Allocation Limited Information Limited Infromation None
Disadvantage > Customer Serv, Load, Expense More Stock & Cash More stock than Franklin More Stock than Franklin Has load, All Bonds Too much Energy Too much Energy, less stock than Franklin Heavy on Bonds Heavy on Bonds Lower Yield than Franklin, Lower M* than Wellington Cash Preservation, Yield No Track Record Poor Track Record Poor Track Record No Long Term Track Record, High Expenses, Lower Yield than Franklin Limited Information Limited Infromation No Track Record
Rank on How Close to Franklin Income > Na Low Low Low Very Low Low High Low Low High Low Low Low Low High Low Low Low
