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culcha asks,

I don't even have a million dollar retirement portfolio -- but I'm interested in the planning. Can give some specifics? --Or is it all explained on your website?

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It's really pretty simple.

Delay SS and any pensions to age 65.

Limit interest and dividend income as much as possible in favor of funding living expenses with capital gains and tax-fee returns of capital. (Non-dividend paying stocks like BRK are a Godsend.)

Many retirees have a fairly large fixed income allocation. If it's in a taxable account, you can spend down some of that to fund living expenses without much of an income tax liability -- heck it might even provide a capital loss to offset income from elsewhere.

If you plan ahead, you can spread out any portfolio changes over multiple years to lessen any tax impact.

Obamacare makes it easier for millionaires to retire early?
https://retireearlyhomepage.com/healthcarereform.html

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