No. of Recommendations: 2
Current question is, Why wouldn't you just put all your money into a fund like the Vanguard Total Stock Index Fund?

VTSMX is possibly the best mutual fund on the planet, but you need more diversification.

Home equity, VTSMX, small and mid cap funds (VTSMX is large cap weighted), CDs, a bond fund, a REIT fund, a foreign stock funds, perhaps a foreign bond fund, a cash reserve, and possibly some art/antiques for your home would be an example of greater diversification.


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