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CWGIX: "Max Front End Sales Load 5.75%"
Wow, I didn't realize that there were still load funds around.

That, plus US stock funds with an annual fee of greater than one percent. What do people think that they're getting for that load or that annual fee?

I know Dave Ramsey gets a lot of knocks around here because this is a select group of money-conscious people, although I think he's helpful to most average in-debt people. But, one of the dumbest things I hear from him is to plan on 10% to 12% returns from "good growth stock mutual funds," which you can find by looking at the prospectuses and finding ones that returned that much in the past.
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