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czh36b wrote:<<Ok, this is my first message on all of the fools boards so don't laugh. Be patient with me.>>

Hi czh36b.

I only lurk around here, so you will get better answers from the very nice regulars at this board.

However, if you can use one of fidelity's index funds through your company's plan, you might find it useful to stop by the "Index Funds" discussion board, where you would hear opinions from the equally nice folks over there on why index funds might be a good choice. It can be found under the Investor's Roundtable folder in the discussion boards if I am not mistaken, and has an excellent FAQ section as well. Hope to see you there.

---hix

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