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Darryl, as Bucky said, you can create an IRA (Roth or regular) with any number of investment firms, from Ameritrade, or Charles Schwabb to Scottrade, and trade in any listed stocks on the NYSE, NASDAQ, buy listed bonds, or even mutual funds if that's your preference. Also, if you are lucky enough to have an employer that has this option built into the 401K program, you can create a self-directed program within a 401K (the one at Fidelity is called a "brokerage link" account) wherein you can, again, make all your own decisions on purchases and sales. I think the only restrictions I have with my account are that I cannot use margin and I cannot buy or sell options in brokerage link -- not a concern anyway.

So, shop around and invest in good health!

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