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HAVING ONLY RECENTLY BECOME A FOOL I'M BEING TO REALIZE JUST HOW FOOLISH I MAY HAVE BEEN WITH MY RETIREMENT INVESTING.

I'M A STATE EMPLOYEE AND STAND TO RECIEVE A GOOD PENSION . ABOUT TEN YEARS AGO I ALSO STARTED CONTRIBUTING TO A DEFFERED COMPENSATION FUND THAT IS DOING WELL (I'VE GOT 16 MORE YRS TO GO). HOWEVER, I ONLY RECENTLY REALIZED THAT THE DEFERRED COMP PLAN ONLY OFFERS TWO WITHDRAW OPTIONS. EITHER WITHDRAW THE ENTIRE AMOUNT OR, DECLAIR A YEARLY AMOUNT TO WITHDRAW. THE PROBLEM IS THAT THE AMOUNT CAN NEVER BE CHANGED.

ALTHOUGH I'LL BE FAR FROM BROKE IF I STAY THE PRESENT COURSE I'M HAVING SECOND THOUGHTS ABOUT HAVING SO MUCH OF MY RETIREMENT IN PLANS THAT I CAN'T GET AT. MY WIFE'S 401K WILL PROVIDE SOME FLEXABILITY. HOWEVER,ARE THERE OTHER INVESTMENT OPTIONS THAT PROVIDE THE BENEFITS OF THIS TAX DEFERRED PLAN BUT GIVE MORE CONTROL COME RETIREMENT?
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