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DH & I both used the Walmart/Humana Part D plan for two years. For 2013, I changed to First Health because even though the monthly cast for the plan ($28.10) is $10 higher than the Humana, there is no deductible. Since my four RX are all generic, all except one was less than $10 for 90 days, but I still had to pay for them.

I found First Health by using the Medicare web site and entering my prescriptions. Even with the higher monthly cost, because my prescriptions are zero cost with no deductible, First Health was cheaper than Walmart/Humana. I can use Walmart, Target, Walgreen, and Kroger to fill them. I had to get prior approval on one, but it took only a phone call.

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