No. of Recommendations: 38
Hi all,

Just a little amusing story I wanted to share. I posted a while back about our happy dance. No more credit card debt. Anyway, my wife and I are just starting to think about the possibility of maybe, just maybe buying a house in the next couple years. So we are having fun once in a while by looking at houses and condos in the area. Last weekend, just by chance, we were talking to a lender at a condo complex. She wanted to give us an idea of how much money we could borrow. One of her information-gathering questions was "What is your total credit card debt?" When I replied "Zero", I'm pretty sure she didn't think we understood the question because she asked again about any credit cards over a balance of $500. I said, "Nope, no credit card debt". At that point, she looked at us like we were from another country or something...but I had a smile from ear to ear. Not sure if she even believed us. And although my wife has been giving me a hard time for paying off the debt so quick, and not saving more, I think she finally understood...she was smiling too.

paying off credit card use each week online since...2001
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