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In the last couple of days, I got an offer from Discover for an extra $400 cash back bonus, if we spend $xxxx dollars with Discover for each of the next 5 months, which is somewhat higher than our average credit card spending.

I'm trying to figure out a way to take advantage of the offer without needlessly spending extra money.

We're planning on buying a new appliance next month, so that should cover February when put on top of our regular spending; and a couple of trips we're planning in March and April, which should go a long way to covering those months, as well.

May and June, however, might be a challenge. So, I'm making a list of optional spending - things we'll spend on anyway, but aren't time-sensitive, that we can slide around one way or the other, if need be, that we can use the discover card for. Unfortunately, we already use that card for most of our credit card purchases, so not a lot we can do to move things from other cards to the discover.

I'm committed to not wasting an extra $400 to get $400, but will arrange our finances to take advantage if it is practical. If I'm close in any given month, I can prepay on our Easypass (turnpike) or stock up on pantry staples, perhaps purchase gift cards for things we'll spend on in future months. Still, it looks like it might be a stretch. Curious if others have taken advantage of these offers and what lengths they've gone to.
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