No. of Recommendations: 3
Does anyone have any good or bad experiences with GE Capital Bank/Synchrony Bank as a card issues that might affect a decision on whether to do business with them?

My Mom had a bad experience with GE Capital Bank and their Lowe's credit card. One of those '12 months same as cash' deals, plus I think she got some discounts off future purchases.

They managed to not send her a bill until the payment was more than 30 days past due - which lost her 'same as cash' deal and starting charging her something like 21% interest. It took a lot of calls, with lots of ranting, but she finally got it fixed, paid it off immediately and closed the account - or so she thought.

Turns out the account was still open. The way she found out was that even though she now lives more than 60 miles away from the nearest Lowe's, and will likely never shop at a Lowe's again - they sent her notification that they had changed the address on her account. She ranted at them again, and supposedly, the account has now been closed. I guess we will see.

I have heard of other people who have had bad experiences with GE Capital Bank, especially with their retail cards.

Does anyone here have this card?

Sorry, now living in the land of Costco, with only 3 Sam's Clubs in the entire state, I don't even belong to Sam's Club any more. I did not have the Sam's club card when I did belong - I never found their terms enticing enough to apply.

AJ
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