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Does anyone know how I can lock in the interest on a private loan?

Not that I've found. I also have an Access Group loan and I am snowballing it. I am also considering transfering part of the balance to a 2.9% for the life of the balance credit card offer* (can't transfer the whole thing because my limit's not high enough). I've been making what amounts to 4X minimum payments on the loan so making the minimum CC payments and the rest of the student loan payment won't be an issue.

I believe xraymd has done something similar as well.

I did look into consolidating my private loans, here is a post about what I found out when I called


*I know the risks involved, and am very active in keeping my finances in order so I won't lose the rate. YMMV.
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